Being injured on the job could have serious repercussions that leave you unable to work and with extensive medical bills. Filing a workers’ compensation claim could help you get the money you need to survive. While many cases are straightforward, some require you to have legal representation. Consider the following situations when deciding whether to hire a lawyer.
You Receive Government Benefits
If you are receiving other government benefits, such as Social Security Disability Insurance (SSDI), your workers’ compensation claim may be more complicated. This is because the new benefits could cause a reduction in how much you receive from SSDI. Additionally, if you qualify for Medicare, you may be required to set aside some of the workers’ comp benefits to pay for medical treatment. An attorney is knowledgeable about this complicated process and can work to ensure you keep as many of your benefits as possible.
Your Claim Is Denied
Your employer’s insurance company will likely look for a reason to deny your initial claim. Most commonly, they say your injury is not work-related and that you took too long to file a claim. Their hope is that you don’t appeal and they save money. However, a workers compensation attorney Orlando FL can help you navigate the system to appeal your denied claim. This includes helping you to fill out the paperwork accurately and submit it on time, gather evidence that your claim was falsely denied, and attend a formal hearing.
You Have a Court Hearing
Sometimes, the insurance company will try to settle a claim by offering you a low-ball amount that won’t cover your medical expenses or lost wages. If this happens to you, hiring an attorney is beneficial. You’ll have someone on your team who can help you set up a hearing to prove your case and why you feel you deserve more compensation. Avoid attending a workers’ comp hearing without legal representation, as you almost certainly will go home empty-handed.
When seeking a workers’ comp attorney, look for someone who is licensed, explains the process thoroughly, and has an excellent reputation among former clients. Beware of any lawyer who asks for a fee upfront. Most workers’ compensation lawyers take a contingency fee once your claim is approved. Interview at least three attorneys before deciding which one can best handle your case. Above all else, follow your intuition. An attorney who doesn’t answer questions or seems too busy during your first phone call will likely be difficult to work with through the entire process.